Over the last year, we’ve seen an increase in all our expenses. Grocery prices are through the roof. One group of individuals residing in Greenville, NC, and surrounding towns who feel this pressure more are seniors. For many seniors, managing financial challenges in...
10 Smart Ways to Keep Holiday Expenses Low and Avoid Financial Stress
This year, I had the opportunity to help many residents living in Eastern North Carolina with their bankruptcy filings. It was my pleasure and an honor to walk with them through this process and to give them hope. As we are approaching the holiday season, my desire...
Bankruptcy 101: The Different Types of Creditor Claims
When you're facing financial hardship and considering bankruptcy, it's crucial to understand the various types of debts you owe. These debts are called creditor claims and can be categorized into three main groups: secured, unsecured, and priority. This knowledge will...
Can Bankruptcy Stop Pending Lawsuits?
Have you ever wondered if filing for bankruptcy could pause or even stop lawsuits that are related to your debts? If you're in Greenville, NC, and you're juggling both debt and the threat of legal action, bankruptcy might offer a powerful solution. This guide will...
Greenville NC Debt Relief: How an Automatic Stay Can Help During Bankruptcy
If you're considering filing for bankruptcy and live in Greenville, NC, you might come across a term called "automatic stay." It sounds complicated, but it's actually a helpful tool for anyone going through tough financial times. In this post, I want to explain what...
The difference between bankruptcy chapter 7, 11 and 13
If you live in Greenville, NC, and are feeling overwhelmed by debt, it's important to know that you have options. Bankruptcy might be a way to get a fresh start. This article will explain the differences between Chapter 7, Chapter 11, and Chapter 13 bankruptcy to help...
How Does Bankruptcy Affect Your Retirement Savings?
Since you could remember, you’ve been putting money aside for your retirement. But here you are, contemplating bankruptcy. You are worried and concerned. You ask yourself: Will bankruptcy leave me destitute? Will I be able to retire if I file for bankruptcy? The short...
Bankruptcy’s Impact on Co-Signers and Joint Debtors
Bankruptcy, as a debt relief option, is often the last resort for individuals facing overwhelming financial challenges. While it's commonly seen as a way for an individual to get a fresh start financially, it's crucial to recognize that bankruptcy's repercussions go...