Bankruptcy Attorney in Greenville NC

Are you tired of the calls, the stress, and the worry about money? If you’re dealing with credit card debt, late bills, or letters from debt collectors, you’re not alone—and you’re not out of options.

At C. Scott Kirk Law Offices, we help individuals and families across Greenville, NC, and Eastern North Carolina find real, lasting debt relief.

Whether you’re thinking about filing for bankruptcy, trying to stop foreclosure, or just need someone to talk to about your financial situation, we’re here. We’ll listen. We’ll explain. And we’ll stand beside you every step of the way.

You Deserve More Than Just Legal Help. You Deserve Support

When you’re drowning in debt, it’s more than just numbers. It’s the fear of opening your mailbox. It’s the stress of watching your phone ring, hoping it’s not another creditor. It’s feeling stuck.

That’s why our team doesn’t just file papers—we provide support. We take the time to really understand your situation. We explain your rights and walk you through every option available—like Chapter 7, Chapter 13, or even debt settlement if that makes more sense.

No pressure. No judgment. Just honest, caring guidance from a knowledgeable bankruptcy attorney who wants to help you get back on your feet.

The Bankruptcy Process - Made Simple and Clear

The word bankruptcy can feel scary. But it’s really just a tool—a way to stop the bleeding and give you a fresh start. If you feel overwhelmed by the legal side of things, don’t worry. That’s our job.

Here’s what working with our Greenville bankruptcy attorney looks like:

  • Free consultation to talk about your debt, income, and goals

  • A full review of your creditors, credit card debt, and other bills

  • Help deciding if filing for bankruptcy is your best path forward

  • Step-by-step guidance through the entire bankruptcy process

  • Direct support during your bankruptcy filing and time in bankruptcy court

You won’t be alone. You’ll always know what’s happening—and what comes next.

Chapter 7 Bankruptcy - Wipe Away Debt and Start Fresh

If you’re buried under bills and have no way to catch up, Chapter 7 bankruptcy might be the reset you need. This option is best for people with little or no extra income. Once approved, most unsecured debts (like credit card debt or medical bills) are erased.

Chapter 7 may be right for you if:

  • You’re behind on most or all of your bills

  • You’re being harassed by debt collectors

  • You don’t have many assets and just want a fresh start

Our bankruptcy attorney in Greenville will help you file the paperwork, represent you in bankruptcy court, and work to protect any property you want to keep.

Chapter 13 Bankruptcy – Create a Plan and Keep What Matters

If you earn a steady income but just can’t keep up with your payments, Chapter 13 bankruptcy could help. Often called “13 bankruptcy,” this plan lets you reorganize your debt and pay it off over 3 to 5 years.

Benefits of Chapter 13:

  • Stop foreclosure and stay in your home

  • Catch up on missed mortgage or car payments

  • Combine all debts into one simple monthly payment

  • Protect assets that might be at risk in Chapter 7

Our law offices in Greenville will help you build a payment plan that works for your life—and we’ll make sure the court sees it that way, too.

Not Ready for Bankruptcy? Let’s Talk About Debt Settlement

We get it—filing for bankruptcy is a big decision. For some people, it’s not the right move. That’s why we also offer help with debt settlement. We work directly with your creditors to lower the amount you owe and set up a fair plan.

Debt settlement may be a good choice if:

  • You want to avoid the court process

  • You have one or two large debts that can be negotiated

  • You want to protect your credit as much as possible

We’ll always be upfront about what each option means, so you can make the best decision for your future.

Why Choose Us? Because We Care About People, Not Just Paperwork

You’re more than your debt. We believe in you, and we aim to help you rebuild.

Here’s what makes our Greenville bankruptcy lawyer different:

  • We offer free consultations so that you can ask questions without stress

  • We handle each case personally. You won’t be passed off to someone else

  • We’re local, with an office in Greenville that’s easy to reach

  • We’ve helped hundreds of people across Eastern North Carolina find peace

  • We explain everything in plain English. No legal talk unless you want it

You’re not just a case file. You’re someone who’s trying to rebuild. And that matters to us.

Let’s Talk! Your Fresh Start Is Just One Call Away

When you reach out to us, there’s no pressure. Just answers. Just help.

Whether you’re facing foreclosure, drowning in credit card debt, or trying to stop wage garnishment, we’re here for you. The road to debt relief may feel long, but you don’t have to walk it alone.

Call now or fill out our form to schedule your free consultation.

You’ve been worrying long enough. Let’s take that weight off your shoulders—together.