Congress Passes Bill to Prevent Veteran Foreclosures with New VA Loan Relief Program In a bipartisan move, Congress passed the VA Home Loan Program Reform Act of 2025, a major piece of legislation designed to help prevent foreclosure for veterans with VA-backed home...
Student loan debt is one of the most persistent financial burdens in the United States. For many borrowers, it feels like a weight that never lifts. If you're struggling with overwhelming student debt, you might wonder: can student loans be discharged in bankruptcy?...
When you’re buried in debt, it can feel like there’s no escape. You’ve slashed spending and tightened your belt, but the balances keep growing. That’s where debt settlement comes in. It gives you the option to negotiate a lower payoff, helping you regain financial...
Over the last year, we’ve seen an increase in all our expenses. Grocery prices are through the roof. One group of individuals residing in Greenville, NC, and surrounding towns who feel this pressure more are seniors. For many seniors, managing financial challenges in...
This year, I had the opportunity to help many residents living in Eastern North Carolina with their bankruptcy filings. It was my pleasure and an honor to walk with them through this process and to give them hope. As we are approaching the holiday season, my desire...
When you're facing financial hardship and considering bankruptcy, it's crucial to understand the various types of debts you owe. These debts are called creditor claims and can be categorized into three main groups: secured, unsecured, and priority. This knowledge will...
The Trustee's Role in Chapter 7 Bankruptcy Chapter 7 bankruptcy is a crucial legal procedure that allows individuals to eliminate most of their debts while ensuring a fair distribution of their nonexempt assets to creditors. The bankruptcy trustee is a pivotal player...
Have you ever wondered if filing for bankruptcy could pause or even stop lawsuits that are related to your debts? If you're in Greenville, NC, and you're juggling both debt and the threat of legal action, bankruptcy might offer a powerful solution. This guide will...
If you're considering filing for bankruptcy and live in Greenville, NC, you might come across a term called "automatic stay." It sounds complicated, but it's actually a helpful tool for anyone going through tough financial times. In this post, I want to explain what...
If you live in Greenville, NC, and are feeling overwhelmed by debt, it's important to know that you have options. Bankruptcy might be a way to get a fresh start. This article will explain the differences between Chapter 7, Chapter 11, and Chapter 13 bankruptcy to help...